Ten years inside the major banks, now working for you

Trusted lending experts for every financial step.

Comprehensive financial solutions tailored to your needs.

10+ yearsexperience at major Australian banks
75+ lendersbanks, non-banks and specialists
100% commitmentto your goals, from first call to settlement

Our Panel of Lenders

About

Bank-side experience, on your side of the table.

We know how lenders assess your application.

With over 10 years working alongside major banking institutions, we bring deep industry knowledge and trusted lender relationships to every client. Our work spans residential and commercial lending, so we can guide first home buyers, seasoned investors and business owners alike.

Every client's situation is different. We take the time to understand your goals and build a loan structure around them, not a one-size-fits-all product.

  • Buying your first home or next home
  • Growing an investment portfolio
  • Funding a business, commercial property or development
  • And much more!
Services

Loans for every goal.

Buying, refinancing, investing or growing a business, we've got you covered.

Home loans

  • Property purchaseOwner occupied and investment
  • RefinancingLower rate, cash out, debt consolidation
  • Construction loans
  • Bridging loans
  • First home buyer government schemes

Commercial loans

  • Commercial property purchase
  • Business loans and cash flow
  • Lease doc loans
  • Commercial construction
  • Development finance
  • Equipment finance

Specialised lending

  • Low doc optionsFor self-employed borrowers
  • NDIS property
  • SMSF lending
  • Non-resident loans

Been told no somewhere else?

Not every scenario fits a lender's standard checklist. We work with bank and lender partners to structure loans for complex income, unusual security, multiple entities and time-sensitive deals.

Talk through your scenario
FAQ

Common questions.

Anything else? Call 0467 340 950 and ask.

Why use a mortgage broker?

A bank can only offer its own products. We compare 75+ lenders, including banks, non-banks and specialist lenders, to find the loan that suits your situation rather than the one product a single bank has on the shelf.

Doesn't it cost more to use a broker?

No. In most cases broker services are free to you. Brokers are paid a commission by the lender once your loan settles, so you get expert guidance and comparison at no extra cost.

What if the bank rejects my loan? Can a broker still help?

Often, yes. Every lender has different credit policies, and what one declines another may approve, especially for self-employed income, complex structures or non-standard security. We know which lenders fit before you apply, so you're not collecting rejections.

Does a broker just get me a loan, or is there more to it?

A good broker looks at the full structure: rate, fees, loan features, future refinancing and how the loan fits your goals. That's the difference between getting a yes and getting the right yes.

Contact

Book a free consultation.

Tell us a little about what you need. We reply within one business day.

Phone
0467 340 950
Email
info@vigorfinance.com.au
ABN
28 697 046 245

Your details go straight to info@vigorfinance.com.au and are never shared.